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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,180 | $217,427+144.8% | $185,837+186.4% | $167,518+217.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 23.22% | 148.39%-125.2pp | 122.08%-98.9pp | 478.71%-455.5pp |
| Employer contribution / active EE | $4,881 | $5,874-16.9% | $5,168-5.6% | $4,838+0.9% |
| Participant deferral / active EE | $11,218 | $6,357+76.5% | $5,568+101.4% | $6,342+76.9% |
| Admin fee / account holder | $34,780 | $19,816+75.5% | $16,241+114.1% | $12,312+182.5% |