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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,240 | $106,267-32.0% | $96,520-25.2% | $139,456-48.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 14.52% | 38.45%-23.9pp | 35.72%-21.2pp | 373.45%-358.9pp |
| Employer contribution / active EE | $6,145 | $4,105+49.7% | $3,739+64.4% | $4,753+29.3% |
| Participant deferral / active EE | $4,642 | $5,454-14.9% | $4,879-4.9% | $6,711-30.8% |
| Admin fee / account holder | $326 | $7,882-95.9% | $6,733-95.2% | $11,407-97.1% |