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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,722 | $209,422+0.1% | $178,503+17.5% | $158,982+31.9% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 14.09% | 188.81%-174.7pp | 151.12%-137.0pp | 302.99%-288.9pp |
| Employer contribution / active EE | $5,553 | $5,707-2.7% | $5,011+10.8% | $4,763+16.6% |
| Participant deferral / active EE | $5,840 | $5,955-1.9% | $5,202+12.3% | $5,983-2.4% |
| Admin fee / account holder | $5,211 | $17,079-69.5% | $13,987-62.7% | $11,252-53.7% |