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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,624 | $202,342-13.7% | $172,753+1.1% | $152,909+14.2% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 17.31% | 1029.88%-1012.6pp | 803.00%-785.7pp | 345.46%-328.2pp |
| Employer contribution / active EE | $5,674 | $5,857-3.1% | $5,144+10.3% | $4,764+19.1% |
| Participant deferral / active EE | $5,840 | $5,948-1.8% | $5,198+12.4% | $5,851-0.2% |
| Admin fee / account holder | $2,486 | $17,112-85.5% | $13,956-82.2% | $11,601-78.6% |