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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,750 | $142,409-74.9% | $119,634-70.1% | $134,545-73.4% |
| Participation rate | 44.4% | 82.8%-38.4pp | 79.3%-34.8pp | 81.2%-36.8pp |
| Annual return | -17.37% | -12.46%-4.9pp | -14.98%-2.4pp | 418.37%-435.7pp |
| Employer contribution / active EE | $2,241 | $5,224-57.1% | $4,232-47.0% | $4,742-52.7% |
| Participant deferral / active EE | $3,941 | $6,468-39.1% | $5,601-29.6% | $6,401-38.4% |
| Admin fee / account holder | $123 | $13,594-99.1% | $10,329-98.8% | $11,431-98.9% |