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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,209 | $176,794-82.9% | $146,647-79.4% | $167,553-82.0% |
| Participation rate | 53.8% | 83.6%-29.8pp | 80.1%-26.2pp | 82.1%-28.3pp |
| Annual return | 12.82% | 24.04%-11.2pp | 22.75%-9.9pp | 478.89%-466.1pp |
| Employer contribution / active EE | $2,358 | $5,161-54.3% | $4,137-43.0% | $4,840-51.3% |
| Participant deferral / active EE | $5,148 | $6,440-20.1% | $5,506-6.5% | $6,343-18.8% |
| Admin fee / account holder | $73 | $13,262-99.4% | $10,281-99.3% | $12,316-99.4% |