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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,005 | $91,537-21.3% | $130,045-44.6% | $75,173-4.2% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 12.61% | -631.55%+644.2pp | -137.30%+149.9pp | 160.72%-148.1pp |
| Employer contribution / active EE | $7,885 | $2,845+177.2% | $4,321+82.5% | $2,671+195.2% |
| Participant deferral / active EE | $2,291 | $4,343-47.2% | $5,820-60.6% | $4,126-44.5% |
| Admin fee / account holder | $11,080 | $6,780+63.4% | $10,600+4.5% | $5,651+96.1% |