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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,995 | $135,645-30.0% | $110,243-13.8% | $135,380-29.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.25% | 513.24%-518.5pp | 314.76%-320.0pp | 519.81%-525.1pp |
| Employer contribution / active EE | $22,483 | $4,907+358.2% | $3,827+487.5% | $4,779+370.5% |
| Participant deferral / active EE | $4,590 | $5,507-16.7% | $4,672-1.8% | $5,609-18.2% |
| Admin fee / account holder | $1,528 | $11,458-86.7% | $8,548-82.1% | $10,828-85.9% |