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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,210 | $47,977-3.7% | $154,108-70.0% | $56,289-17.9% |
| Participation rate | 34.7% | 66.2%-31.4pp | 83.0%-48.3pp | 69.9%-35.1pp |
| Annual return | -6.47% | 3.54%-10.0pp | 735.21%-741.7pp | -9.96%+3.5pp |
| Employer contribution / active EE | $780 | $2,169-64.0% | $5,298-85.3% | $2,111-63.1% |
| Participant deferral / active EE | $1,873 | $2,392-21.7% | $5,081-63.1% | $3,350-44.1% |
| Admin fee / account holder | $44 | $438-90.0% | $13,411-99.7% | $521-91.6% |