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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,655 | $77,638-38.6% | $156,551-69.6% | $62,881-24.2% |
| Participation rate | 37.7% | 71.2%-33.5pp | 84.0%-46.4pp | 69.3%-31.6pp |
| Annual return | 10.75% | 50.33%-39.6pp | 32.23%-21.5pp | 20.14%-9.4pp |
| Employer contribution / active EE | $1,007 | $3,444-70.8% | $5,501-81.7% | $2,281-55.8% |
| Participant deferral / active EE | $2,956 | $3,046-2.9% | $4,871-39.3% | $3,203-7.7% |
| Admin fee / account holder | $67 | $5,561-98.8% | $13,028-99.5% | $4,296-98.4% |