Retirement plan

RUBENSTEIN LAW P.A. 401(K) PLAN

Name: RUBENSTEIN LAW P.A. - RUBENSTEIN LAW P.A. 401(K) PLAN (2023) Form 5500
Creator: RUBENSTEIN LAW P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUBENSTEIN LAW P.A. 401(K) PLAN, RUBENSTEIN LAW P.A.

RUBENSTEIN LAW P.A.EIN 65-0715749Plan #002PY 2023

9130 S. DADELAND BLVD., SUITE PH - MIAMI, FL 33156305-661-6000rubensteinlaw.comLinkedIn201-500 employeeslaw practice

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$10.6M

+39.5% from 2022

Total participants

240

-2.0% from 2022

Average account balance

$59,072

+56.5% from 2022

Annual return

20.39%

+36.15 pp from 2022

Benchmarks

See 6,228 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort6,228 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.89M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

210

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.88M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
INVESTACORP7+ years Filed as: INVESTACORP ADVISORY SERVICES Service code 55 2699 STIRLING ROAD, SUITE A200 · FT. LAUERDALE, FL 33312	Other Commissions	$32,537

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$51K

$253 / participant

Investment mgmt$51K100.0%

% of EOY assets

0.479%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: METZ CPA, PLLC
Auditor EIN: 464558541
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,072

$91,474-35.4%

$135,982-56.6%

$71,529-17.4%

Participation rate

70.1%

75.7%-5.5pp

81.9%-11.8pp

67.9%+2.2pp

Annual return

20.39%

29.89%-9.5pp

68.32%-47.9pp

28.97%-8.6pp

Employer contribution / active EE

$3,158

$3,705-14.8%

$4,859-35.0%

$2,590+21.9%

Participant deferral / active EE

$5,051

$7,095-28.8%

$7,760-34.9%

$4,291+17.7%

Admin fee / account holder

$283

$1,267-77.7%

$10,767-97.4%

$1,588-82.2%

Provider

Service type

Compensation

INVESTACORP7+ years

Filed as: INVESTACORP ADVISORY SERVICES

Service code 55

2699 STIRLING ROAD, SUITE A200 · FT. LAUERDALE, FL 33312

Other Commissions

$32,537

RUBENSTEIN LAW P.A. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUBENSTEIN LAW P.A. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion