Retirement plan

RUBENSTEIN LAW P. A. 401(K) PLAN

Name: RUBENSTEIN LAW P.A. - RUBENSTEIN LAW P. A. 401(K) PLAN (2021) Form 5500
Creator: RUBENSTEIN LAW P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUBENSTEIN LAW P. A. 401(K) PLAN, RUBENSTEIN LAW P.A.

RUBENSTEIN LAW P.A.EIN 65-0715749Plan #002PY 2021

9130 S. DADELAND BLVD., SUITE PH - MIAMI, FL 33156305-661-6000rubensteinlaw.comLinkedIn201-500 employeeslaw practice

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$7.5M

+50.9% from 2020

Total participants

239

+14.4% from 2020

Average account balance

$39,397

+6.7% from 2020

Annual return

22.51%

-2.36 pp from 2020

Benchmarks

See 5,714 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,714 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.89M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

210

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.88M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
INVESTACORP5+ years Filed as: INVESTACORP ADVISORY SERVICES Service code 55 2699 STIRLING ROAD, SUITE A200 · FT. LAUDERDALE, FL 33312	Other Commissions	$24,903
T ROWE PRICE RPS INC5+ years Filed as: T. ROWE PRICE Service code 64 PO BOX 64012 · BALTIMORE, MD 21264	Recordkeeping Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$32K

$154 / participant

Investment mgmt$32K100.0%

% of EOY assets

0.430%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$39,397

$104,497-62.3%

$159,487-75.3%

$79,389-50.4%

Participation rate

77.1%

76.6%+0.5pp

82.8%-5.7pp

70.7%+6.4pp

Annual return

22.51%

67.98%-45.5pp

263.71%-241.2pp

116.89%-94.4pp

Employer contribution / active EE

$2,613

$3,418-23.5%

$4,831-45.9%

$2,428+7.6%

Participant deferral / active EE

$4,181

$6,468-35.4%

$7,354-43.1%

$4,046+3.3%

Admin fee / account holder

$170

$711-76.2%

$10,804-98.4%

$626-72.9%

Provider

Service type

Compensation

INVESTACORP5+ years

Filed as: INVESTACORP ADVISORY SERVICES

Service code 55

2699 STIRLING ROAD, SUITE A200 · FT. LAUDERDALE, FL 33312

Other Commissions

$24,903

T ROWE PRICE RPS INC5+ years

Filed as: T. ROWE PRICE

Service code 64

PO BOX 64012 · BALTIMORE, MD 21264

Recordkeeping Fees

RUBENSTEIN LAW P. A. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUBENSTEIN LAW P. A. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion