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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,160 | $127,387-22.2% | $115,038-13.8% | $125,389-20.9% |
| Participation rate | 65.0% | 84.2%-19.2pp | 81.4%-16.4pp | 83.2%-18.2pp |
| Annual return | -1.57% | 31.28%-32.8pp | 26.14%-27.7pp | 282.24%-283.8pp |
| Employer contribution / active EE | $1,805 | $5,166-65.1% | $4,608-60.8% | $4,866-62.9% |
| Participant deferral / active EE | $3,061 | $6,423-52.3% | $6,026-49.2% | $5,352-42.8% |
| Admin fee / account holder | $6,311 | $9,516-33.7% | $8,175-22.8% | $9,541-33.9% |