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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,282 | $55,446+17.7% | $155,574-58.0% | $74,429-12.3% |
| Participation rate | 40.2% | 61.9%-21.7pp | 78.2%-38.0pp | 67.2%-27.1pp |
| Annual return | 37.32% | 269.20%-231.9pp | 64.87%-27.5pp | 1368.38%-1331.1pp |
| Employer contribution / active EE | $1,475 | $2,266-34.9% | $4,676-68.4% | $2,625-43.8% |
| Participant deferral / active EE | $3,389 | $2,836+19.5% | $5,629-39.8% | $4,348-22.1% |
| Admin fee / account holder | $571 | $1,743-67.2% | $15,914-96.4% | $1,944-70.6% |