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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,915 | $55,453-67.7% | $170,435-89.5% | $62,293-71.2% |
| Participation rate | 20.6% | 66.4%-45.7pp | 83.6%-63.0pp | 69.5%-48.9pp |
| Annual return | 20.86% | 21.38%-0.5pp | 205.94%-185.1pp | 28.90%-8.0pp |
| Employer contribution / active EE | $0 | $2,164-100.0% | $5,432-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $928 | $2,303-59.7% | $4,939-81.2% | $3,169-70.7% |
| Admin fee / account holder | $1,334 | $455+193.1% | $13,881-90.4% | $479+178.3% |