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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,282 | $55,470+17.7% | $155,556-58.0% | $74,478-12.3% |
| Participation rate | 40.2% | 61.9%-21.7pp | 78.2%-38.1pp | 67.2%-27.1pp |
| Annual return | 37.32% | 269.80%-232.5pp | 64.84%-27.5pp | 1370.56%-1333.2pp |
| Employer contribution / active EE | $1,475 | $2,267-34.9% | $4,675-68.4% | $2,626-43.8% |
| Participant deferral / active EE | $3,389 | $2,838+19.4% | $5,631-39.8% | $4,350-22.1% |
| Admin fee / account holder | $571 | $1,744-67.3% | $15,885-96.4% | $1,946-70.6% |