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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,509 | $111,878-31.6% | $93,727-18.4% | $145,897-47.6% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 14.06% | 204.28%-190.2pp | 133.83%-119.8pp | 552.29%-538.2pp |
| Employer contribution / active EE | $1,924 | $3,092-37.8% | $2,421-20.5% | $4,663-58.7% |
| Participant deferral / active EE | $8,719 | $4,920+77.2% | $4,417+97.4% | $6,689+30.3% |
| Admin fee / account holder | $1,415 | $10,256-86.2% | $8,292-82.9% | $13,390-89.4% |