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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,916 | $142,361+92.4% | $119,608+129.0% | $134,509+103.6% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.3%-4.3pp | 81.2%-6.2pp |
| Annual return | -14.40% | -12.46%-1.9pp | -14.98%+0.6pp | 418.13%-432.5pp |
| Employer contribution / active EE | $6,373 | $5,224+22.0% | $4,232+50.6% | $4,741+34.4% |
| Participant deferral / active EE | $14,132 | $6,468+118.5% | $5,601+152.3% | $6,400+120.8% |
| Admin fee / account holder | $5,463 | $13,588-59.8% | $10,326-47.1% | $11,427-52.2% |