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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,772 | $118,877+299.4% | $96,570+391.6% | $167,536+183.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 14.50% | 50.50%-36.0pp | 37.79%-23.3pp | 478.82%-464.3pp |
| Employer contribution / active EE | $15,965 | $3,121+411.6% | $2,357+577.3% | $4,839+229.9% |
| Participant deferral / active EE | $16,398 | $4,617+255.2% | $3,849+326.0% | $6,342+158.5% |
| Admin fee / account holder | $4,932 | $8,069-38.9% | $6,182-20.2% | $12,315-59.9% |