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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,386 | $101,795-69.2% | $165,100-81.0% | $80,959-61.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 9.62% | 16.73%-7.1pp | 70.21%-60.6pp | 35.67%-26.1pp |
| Employer contribution / active EE | $2,093 | $2,954-29.1% | $4,348-51.9% | $2,757-24.1% |
| Participant deferral / active EE | $4,898 | $4,476+9.4% | $6,035-18.9% | $4,300+13.9% |
| Admin fee / account holder | $2,762 | $8,221-66.4% | $12,696-78.2% | $6,925-60.1% |