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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,388 | $108,825-66.6% | $156,181-76.7% | $82,448-55.9% |
| Participation rate | 92.9% | 72.4%+20.5pp | 78.8%+14.0pp | 68.1%+24.8pp |
| Annual return | 6.66% | 20.59%-13.9pp | 64.87%-58.2pp | 41.64%-35.0pp |
| Employer contribution / active EE | $2,026 | $2,870-29.4% | $4,294-52.8% | $2,551-20.6% |
| Participant deferral / active EE | $4,933 | $4,577+7.8% | $6,132-19.6% | $4,139+19.2% |
| Admin fee / account holder | $6,960 | $9,341-25.5% | $14,586-52.3% | $7,234-3.8% |