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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,110 | $103,392+16.2% | $87,104+37.9% | $152,897-21.4% |
| Participation rate | 91.7% | 79.4%+12.3pp | 76.9%+14.8pp | 82.5%+9.2pp |
| Annual return | 7.01% | 28.10%-21.1pp | 28.19%-21.2pp | 345.43%-338.4pp |
| Employer contribution / active EE | $17,715 | $3,221+450.0% | $2,521+602.6% | $4,764+271.9% |
| Participant deferral / active EE | $8,093 | $4,778+69.4% | $4,048+99.9% | $5,851+38.3% |
| Admin fee / account holder | $8,648 | $12,194-29.1% | $7,491+15.4% | $11,599-25.4% |