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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,933 | $118,877-67.2% | $96,570-59.7% | $167,536-76.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 14.59% | 50.50%-35.9pp | 37.79%-23.2pp | 478.82%-464.2pp |
| Employer contribution / active EE | $1,013 | $3,121-67.5% | $2,357-57.0% | $4,839-79.1% |
| Participant deferral / active EE | $2,626 | $4,617-43.1% | $3,849-31.8% | $6,342-58.6% |
| Admin fee / account holder | $988 | $8,069-87.8% | $6,182-84.0% | $12,315-92.0% |