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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,151 | $112,933-75.1% | $90,970-69.1% | $158,982-82.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 16.27% | 215.82%-199.6pp | 134.60%-118.3pp | 302.99%-286.7pp |
| Employer contribution / active EE | $889 | $2,893-69.3% | $2,122-58.1% | $4,763-81.3% |
| Participant deferral / active EE | $2,258 | $4,128-45.3% | $3,373-33.1% | $5,983-62.3% |
| Admin fee / account holder | $304 | $8,047-96.2% | $5,961-94.9% | $11,252-97.3% |