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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,437 | $148,582-37.8% | $135,942-32.0% | $139,456-33.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.22% | 79.26%-68.0pp | 68.28%-57.1pp | 373.45%-362.2pp |
| Employer contribution / active EE | $4,175 | $5,245-20.4% | $4,858-14.0% | $4,753-12.1% |
| Participant deferral / active EE | $2,665 | $8,101-67.1% | $7,759-65.7% | $6,711-60.3% |
| Admin fee / account holder | $1,897 | $12,402-84.7% | $10,764-82.4% | $11,407-83.4% |