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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,860 | $157,276-80.4% | $141,177-78.1% | $152,885-79.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.16% | 64.33%-39.2pp | 71.40%-46.2pp | 345.39%-320.2pp |
| Employer contribution / active EE | $2,934 | $5,262-44.2% | $4,736-38.0% | $4,763-38.4% |
| Participant deferral / active EE | $3,550 | $7,110-50.1% | $6,710-47.1% | $5,851-39.3% |
| Admin fee / account holder | $2,039 | $12,123-83.2% | $10,263-80.1% | $11,598-82.4% |