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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,446 | $95,917-91.2% | $79,583-89.4% | $134,545-93.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -15.47% | -2.70%-12.8pp | 0.16%-15.6pp | 418.37%-433.8pp |
| Employer contribution / active EE | $1,499 | $3,129-52.1% | $2,414-37.9% | $4,742-68.4% |
| Participant deferral / active EE | $2,161 | $4,694-54.0% | $3,986-45.8% | $6,401-66.2% |
| Admin fee / account holder | $374 | $9,132-95.9% | $6,835-94.5% | $11,431-96.7% |