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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,266 | $112,933-94.5% | $90,970-93.1% | $158,982-96.1% |
| Participation rate | 85.7% | 74.7%+11.0pp | 69.0%+16.7pp | 82.0%+3.7pp |
| Annual return | 59.25% | 215.82%-156.6pp | 134.60%-75.3pp | 302.99%-243.7pp |
| Employer contribution / active EE | $1,952 | $2,893-32.5% | $2,122-8.0% | $4,763-59.0% |
| Participant deferral / active EE | $2,870 | $4,128-30.5% | $3,373-14.9% | $5,983-52.0% |
| Admin fee / account holder | $500 | $8,047-93.8% | $5,961-91.6% | $11,252-95.6% |