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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,506 | $185,883+51.4% | $170,043+65.5% | $139,466+101.8% |
| Participation rate | 90.9% | 87.8%+3.1pp | 87.0%+3.9pp | 80.3%+10.6pp |
| Annual return | 12.39% | 60.54%-48.2pp | 53.40%-41.0pp | 373.66%-361.3pp |
| Employer contribution / active EE | $7,463 | $7,596-1.7% | $6,790+9.9% | $4,754+57.0% |
| Participant deferral / active EE | $10,812 | $11,626-7.0% | $10,410+3.9% | $6,712+61.1% |
| Admin fee / account holder | $10,005 | $15,393-35.0% | $12,824-22.0% | $11,409-12.3% |