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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,809 | $160,059+40.5% | $140,019+60.6% | $135,380+66.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -2.45% | 911.48%-913.9pp | 651.17%-653.6pp | 519.81%-522.3pp |
| Employer contribution / active EE | $4,945 | $6,420-23.0% | $5,605-11.8% | $4,779+3.5% |
| Participant deferral / active EE | $12,079 | $7,641+58.1% | $6,927+74.4% | $5,609+115.3% |
| Admin fee / account holder | $9,535 | $13,328-28.5% | $10,705-10.9% | $10,828-11.9% |