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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,278 | $43,075-52.9% | $74,577-72.8% | $62,881-67.8% |
| Participation rate | 4.6% | 58.1%-53.4pp | 68.1%-63.5pp | 69.3%-64.7pp |
| Annual return | 4.94% | 17.50%-12.6pp | 20.47%-15.5pp | 20.14%-15.2pp |
| Employer contribution / active EE | $0 | $1,498-100.0% | $2,525-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $849 | $2,389-64.5% | $3,458-75.4% | $3,203-73.5% |
| Admin fee / account holder | $2,538 | $2,840-10.6% | $4,138-38.7% | $4,296-40.9% |