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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,405 | $58,828-48.3% | $78,002-61.0% | $62,881-51.6% |
| Participation rate | 73.2% | 71.1%+2.1pp | 75.5%-2.4pp | 69.3%+3.9pp |
| Annual return | 5.60% | 17.16%-11.6pp | 425.99%-420.4pp | 20.14%-14.5pp |
| Employer contribution / active EE | $1,671 | $1,6720% | $2,470-32.4% | $2,281-26.7% |
| Participant deferral / active EE | $2,886 | $2,686+7.5% | $3,497-17.5% | $3,203-9.9% |
| Admin fee / account holder | $2,441 | $4,393-44.4% | $5,481-55.5% | $4,296-43.2% |