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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,537 | $144,130-35.8% | $117,861-21.5% | $147,586-37.3% |
| Participation rate | 75.0% | 83.4%-8.4pp | 79.7%-4.7pp | 82.8%-7.8pp |
| Annual return | 11.51% | 531.20%-519.7pp | 335.11%-323.6pp | 578.59%-567.1pp |
| Employer contribution / active EE | $2,772 | $4,897-43.4% | $3,786-26.8% | $4,876-43.1% |
| Participant deferral / active EE | $3,604 | $5,316-32.2% | $4,482-19.6% | $5,439-33.7% |
| Admin fee / account holder | $2,944 | $10,887-73.0% | $8,021-63.3% | $10,886-73.0% |