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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,458 | $95,917+55.8% | $79,583+87.8% | $134,545+11.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -17.47% | -2.70%-14.8pp | 0.16%-17.6pp | 418.37%-435.8pp |
| Employer contribution / active EE | $1,314 | $3,129-58.0% | $2,414-45.5% | $4,742-72.3% |
| Participant deferral / active EE | $7,643 | $4,694+62.8% | $3,986+91.8% | $6,401+19.4% |
| Admin fee / account holder | $1,137 | $9,132-87.6% | $6,835-83.4% | $11,431-90.1% |