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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,636 | $106,923-17.1% | $84,023+5.5% | $152,909-42.0% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 13.96% | 105.02%-91.1pp | 71.32%-57.4pp | 345.46%-331.5pp |
| Employer contribution / active EE | $3,343 | $2,735+22.2% | $1,984+68.5% | $4,764-29.8% |
| Participant deferral / active EE | $7,643 | $4,013+90.5% | $3,239+135.9% | $5,851+30.6% |
| Admin fee / account holder | $505 | $8,289-93.9% | $6,102-91.7% | $11,601-95.6% |