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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,461,356 | $217,432+572.1% | $185,851+686.3% | $167,553+772.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.58% | 148.43%-136.8pp | 122.11%-110.5pp | 478.89%-467.3pp |
| Employer contribution / active EE | $9,725 | $5,874+65.5% | $5,168+88.2% | $4,840+100.9% |
| Participant deferral / active EE | $13,375 | $6,357+110.4% | $5,569+140.2% | $6,343+110.9% |
| Admin fee / account holder | $8,876 | $19,820-55.2% | $16,245-45.4% | $12,316-27.9% |