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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,288,968 | $209,422+515.5% | $178,503+622.1% | $158,982+710.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 12.07% | 188.81%-176.7pp | 151.12%-139.0pp | 302.99%-290.9pp |
| Employer contribution / active EE | $9,931 | $5,707+74.0% | $5,011+98.2% | $4,763+108.5% |
| Participant deferral / active EE | $13,325 | $5,955+123.8% | $5,202+156.1% | $5,983+122.7% |
| Admin fee / account holder | $7,698 | $17,079-54.9% | $13,987-45.0% | $11,252-31.6% |