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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,000 | $73,839+50.3% | $143,788-22.8% | $68,495+62.1% |
| Participation rate | 48.9% | 66.7%-17.7pp | 80.3%-31.4pp | 67.9%-19.0pp |
| Annual return | -12.67% | 1.01%-13.7pp | -0.03%-12.6pp | -7.84%-4.8pp |
| Employer contribution / active EE | $0 | $3,184-100.0% | $4,952-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,919 | $3,384-43.3% | $5,638-66.0% | $4,028-52.4% |
| Admin fee / account holder | $1,490 | $5,755-74.1% | $14,675-89.8% | $5,403-72.4% |