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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,410 | $124,336+34.6% | $111,303+50.4% | $167,518-0.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 13.42% | 37.45%-24.0pp | 54.66%-41.2pp | 478.71%-465.3pp |
| Employer contribution / active EE | $41 | $3,436-98.8% | $2,731-98.5% | $4,838-99.1% |
| Participant deferral / active EE | $8,962 | $5,181+73.0% | $4,487+99.7% | $6,342+41.3% |
| Admin fee / account holder | $1,690 | $10,623-84.1% | $7,966-78.8% | $12,312-86.3% |