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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,249 | $148,582-11.7% | $135,942-3.5% | $139,456-5.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.48% | 79.26%-64.8pp | 68.28%-53.8pp | 373.45%-359.0pp |
| Employer contribution / active EE | $2,033 | $5,245-61.2% | $4,858-58.2% | $4,753-57.2% |
| Participant deferral / active EE | $8,750 | $8,101+8.0% | $7,759+12.8% | $6,711+30.4% |
| Admin fee / account holder | $7,382 | $12,402-40.5% | $10,764-31.4% | $11,407-35.3% |