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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,883 | $156,398+164.6% | $147,318+180.9% | $138,895+198.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.02% | 78.75%-57.7pp | 70.43%-49.4pp | 145.39%-124.4pp |
| Employer contribution / active EE | $8,217 | $4,853+69.3% | $4,593+78.9% | $4,194+95.9% |
| Participant deferral / active EE | $11,570 | $8,237+40.5% | $7,906+46.3% | $6,396+80.9% |
| Admin fee / account holder | $2,551 | $14,976-83.0% | $13,708-81.4% | $12,562-79.7% |