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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,185 | $81,487+106.4% | $102,412+64.2% | $80,935+107.8% |
| Participation rate | 81.3% | 66.8%+14.4pp | 74.5%+6.7pp | 67.7%+13.6pp |
| Annual return | 8.29% | 25.60%-17.3pp | 24.94%-16.7pp | 35.66%-27.4pp |
| Employer contribution / active EE | $2,093 | $3,103-32.5% | $3,870-45.9% | $2,757-24.1% |
| Participant deferral / active EE | $3,685 | $3,871-4.8% | $5,060-27.2% | $4,299-14.3% |
| Admin fee / account holder | $41,979 | $6,717+524.9% | $8,388+400.5% | $6,924+506.2% |