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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,749 | $110,307-37.7% | $96,576-28.8% | $139,456-50.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 14.24% | 26.40%-12.2pp | 25.87%-11.6pp | 373.45%-359.2pp |
| Employer contribution / active EE | $2,397 | $3,619-33.8% | $2,965-19.2% | $4,753-49.6% |
| Participant deferral / active EE | $11,094 | $5,547+100.0% | $4,851+128.7% | $6,711+65.3% |
| Admin fee / account holder | $3,997 | $11,597-65.5% | $8,253-51.6% | $11,407-65.0% |