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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,258 | $73,839+71.0% | $143,788-12.2% | $68,495+84.3% |
| Participation rate | 68.6% | 66.7%+1.9pp | 80.3%-11.7pp | 67.9%+0.7pp |
| Annual return | -14.04% | 1.01%-15.1pp | -0.03%-14.0pp | -7.84%-6.2pp |
| Employer contribution / active EE | $2,141 | $3,184-32.8% | $4,952-56.8% | $2,596-17.5% |
| Participant deferral / active EE | $5,204 | $3,384+53.8% | $5,638-7.7% | $4,028+29.2% |
| Admin fee / account holder | $2,526 | $5,755-56.1% | $14,675-82.8% | $5,403-53.2% |