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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,338 | $87,166+172.3% | $76,735+209.3% | $137,256+72.9% |
| Participation rate | 81.8% | 74.4%+7.5pp | 69.5%+12.3pp | 80.0%+1.9pp |
| Annual return | 19.09% | 26.50%-7.4pp | 29.77%-10.7pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,159 | $2,904-60.1% | $2,454-52.8% | $4,156-72.1% |
| Participant deferral / active EE | $5,714 | $4,726+20.9% | $4,088+39.8% | $6,407-10.8% |
| Admin fee / account holder | $6,883 | $8,403-18.1% | $7,189-4.3% | $12,270-43.9% |