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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,218 | $90,614+154.1% | $76,089+202.6% | $145,877+57.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 13.52% | 623.80%-610.3pp | 360.94%-347.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $15,017 | $3,324+351.7% | $2,690+458.3% | $4,663+222.1% |
| Participant deferral / active EE | $7,629 | $5,168+47.6% | $4,259+79.1% | $6,691+14.0% |
| Admin fee / account holder | $8,892 | $8,376+6.2% | $6,418+38.5% | $13,402-33.7% |