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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,627 | $83,337+74.7% | $67,834+114.7% | $273,972-46.8% |
| Participation rate | 94.1% | 76.4%+17.7pp | 68.8%+25.3pp | 83.0%+11.1pp |
| Annual return | 9.04% | 259.45%-250.4pp | 138.47%-129.4pp | 41.46%-32.4pp |
| Employer contribution / active EE | $8,024 | $3,287+144.1% | $2,403+233.9% | $4,869+64.8% |
| Participant deferral / active EE | $5,810 | $4,088+42.1% | $3,160+83.9% | $5,287+9.9% |
| Admin fee / account holder | $15,750 | $6,752+133.3% | $4,622+240.8% | $10,133+55.4% |