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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,920 | $157,276+66.5% | $141,177+85.5% | $152,885+71.3% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 19.28% | 64.33%-45.1pp | 71.40%-52.1pp | 345.39%-326.1pp |
| Employer contribution / active EE | $12,379 | $5,262+135.3% | $4,736+161.4% | $4,763+159.9% |
| Participant deferral / active EE | $4,524 | $7,110-36.4% | $6,710-32.6% | $5,851-22.7% |
| Admin fee / account holder | $2,869 | $12,123-76.3% | $10,263-72.0% | $11,598-75.3% |