Retirement plan

EMPLOYEE BENEFIT PLAN OF M. C. O. CONSTRUCTION AND SERVICES, INC.

Name: M.C.O. CONSTRUCTION AND SERVICES, I NC. - EMPLOYEE BENEFIT PLAN OF M. C. O. CONSTRUCTION AND SERVICES, INC. (2016) Form 5500
Creator: M.C.O. CONSTRUCTION AND SERVICES, I NC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF M. C. O. CONSTRUCTION AND SERVICES, INC., M.C.O. CONSTRUCTION AND SERVICES, I NC.

M.C.O. CONSTRUCTION AND SERVICES, I NC.EIN 65-0400906Plan #001PY 2016

6600 NW 27TH AVE STE 208 - MIAMI, FL 331477220305-693-4344

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$164K

+141.3% from 2015

Total participants

0.0% from 2015

Average account balance

$20,466

+111.2% from 2015

Annual return

13.02%

+13.02 pp from 2015

Benchmarks

See 35,835 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort35,835 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.02M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$35K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$175K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2649

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$21K

$2613 / participant

Other / not subdivided$21K100.0%

% of EOY assets

12.766%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,466

$99,345-79.4%

$84,753-75.9%

$273,972-92.5%

Participation rate

62.5%

80.7%-18.2pp

76.6%-14.1pp

83.0%-20.5pp

Annual return

13.02%

22.93%-9.9pp

22.78%-9.8pp

41.46%-28.4pp

Employer contribution / active EE

$2,217

$4,214-47.4%

$3,574-38.0%

$4,869-54.5%

Participant deferral / active EE

$11,275

$4,270+164.1%

$3,712+203.7%

$5,287+113.2%

Admin fee / account holder

$2,613

$6,645-60.7%

$5,333-51.0%

$10,133-74.2%

EMPLOYEE BENEFIT PLAN OF M. C. O. CONSTRUCTION AND SERVICES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF M. C. O. CONSTRUCTION AND SERVICES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion