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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,206 | $117,904-56.6% | $102,457-50.0% | $145,978-64.9% |
| Participation rate | 60.0% | 78.6%-18.6pp | 76.5%-16.5pp | 80.3%-20.3pp |
| Annual return | 12.88% | 31.80%-18.9pp | 29.41%-16.5pp | 550.52%-537.6pp |
| Employer contribution / active EE | $1,016 | $3,613-71.9% | $3,022-66.4% | $4,662-78.2% |
| Participant deferral / active EE | $3,270 | $5,733-43.0% | $5,054-35.3% | $6,690-51.1% |
| Admin fee / account holder | $77 | $13,329-99.4% | $9,451-99.2% | $13,400-99.4% |