Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP Service code 15 6455 IRVINE CENTER DR · IRVINE, CA 92618 | Recordkeeping | $17,219 |
BIG SKY RETIREMENT INC7 years Service code 13 900 N MONTANA AVE · HELENA, MT 59601 | Contract Administrator | $10,748 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,684 | $81,334-78.3% | $113,397-84.4% | $64,097-72.4% |
| Participation rate | 100.0% | 65.6%+34.4pp | 76.5%+23.5pp | 55.2%+44.8pp |
| Annual return | 17.40% | 32.50%-15.1pp | 23.20%-5.8pp | 34.64%-17.2pp |
| Employer contribution / active EE | $784 | $2,077-62.2% | $2,977-73.7% | $1,891-58.5% |
| Participant deferral / active EE | $2,512 | $3,795-33.8% | $5,076-50.5% | $3,080-18.4% |
| Admin fee / account holder | $133 | $4,208-96.8% | $11,957-98.9% | $3,454-96.1% |