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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,971 | $57,119+94.3% | $85,187+30.3% | $80,935+37.1% |
| Participation rate | 29.0% | 56.4%-27.4pp | 67.5%-38.5pp | 67.7%-38.7pp |
| Annual return | 16.60% | 21.70%-5.1pp | 66.67%-50.1pp | 35.66%-19.1pp |
| Employer contribution / active EE | $907 | $1,802-49.7% | $2,732-66.8% | $2,757-67.1% |
| Participant deferral / active EE | $1,938 | $3,115-37.8% | $4,525-57.2% | $4,299-54.9% |
| Admin fee / account holder | $673 | $4,990-86.5% | $6,162-89.1% | $6,924-90.3% |